Enrolling in Benefits
Benefits coverage for full-time employees begins on the date of hire, and you have 30 days to elect your benefits or make changes after most Qualified Life Events.
Making Changes After Enrollment
If enrolling outside the normal 30-day new employment window, or the annual open enrollment period, there must be a qualifying life event to make changes to your benefits. You have 30 days from the date of your qualifying event to make changes to your benefits and will need to submit proof of this life event.
Common Qualified Life Events Include
- Change in legal marital status
- Change in number of dependents or dependent eligibility status
- Change in employment status that affects eligibility for you, your spouse, or dependent child(ren)
- Change in residence that affects access to network providers
- Change in your health coverage or your spouse’s coverage due to your spouse’s employment
- Change in your, or a dependent’s, eligibility for Medicare or Medicaid
- Court order requiring coverage for your child
- “Special enrollment event” under the Health Insurance Portability and Accountability Act (HIPAA), including a new dependent by marriage, birth or adoption, or loss of coverage under another health insurance plan Event allowed under the Children’s Health Insurance Program (CHIP)
- Reauthorization Act (you have 60 days to request enrollment due to events allowed under CHIP).